Know your numbers. Control your business.
Your AI Chief Financial Officer. Real-time cash visibility, document intelligence, automated bank reconciliation, and Indonesian tax compliance — unified in one financial operating system.
Engineered for Complete Financial Control
Eliminate fragmented spreadsheets and disconnects between operations and accounting.
AI Chief Financial Officer
Composite health score (0-100), automated weekly executive briefings, and conversational ledger Q&A with exact voucher citations.
Document Intelligence & OCR
Multi-channel intake (web upload and mobile), AI vision extraction of vendor names, DPP, and applicable taxes with human review drawer.
Indonesian Tax Radar
Indonesian statutory calendar monitoring, PPh 21 TER formulas, PPh 23, applicable VAT, and CoreTax PMK 81/2024 compliance advisories.
Bank Statement Reconciliation
Import corporate bank statements, reconcile transactions automatically, and export one-click downloadable Accountant Readiness Packages.
Multi-Entity & Treasury
Support for IDR, USD, EUR, and SGD multi-currency balances with real-time Bank Indonesia (BI) middle rate revaluations.
Role Permissions & Audit Trail
Rigid separation of duties between executive oversight, operator entry, and external tax consultants with immutable audit logs.
Tailored Perspectives for Every Stakeholder
Whether you own the company, manage operations, or audit monthly tax filings.
Total Cash Clarity Without Micromanagement
Receive weekly automated financial executive summaries on WhatsApp or email. Know your exact runway in days and burn rate across all subsidiaries without digging through spreadsheets.
- Real-time cash balance across all Indonesian bank accounts
- Predictive runway trajectory (30 / 60 / 90 days)
- Approval workflows for disbursements exceeding thresholds
Eliminate 80% of Manual Ledger Work
Upload photos of receipts or PDF tax invoices. OCR extracts DPP, applicable taxes, and vendor details for review and matching against imported bank statement rows.
- Corporate statement auto-matching and rule-based reconciliation
- Side-by-side OCR verification drawer with DPP/PPN split
- Automatic withholding tax (PPh 23) calculation
Pre-Balanced Month-End Audit Packages
Stop chasing clients for missing receipts at month-end. Download a complete, pre-reconciled Accountant Readiness Package ZIP with structured General Ledger CSVs and tax schedules.
- One-click Accountant Readiness ZIP download
- Pre-calculated PPh 21 TER schedules for payroll
- CoreTax PMK 81/2024 structured data export
Proven Across Indonesian Operating Models
Realistic operational outcomes delivered across technology services, hospitality, and commercial trade.
B2B Technology Services (PT PMA)
"Scaling from 15 to 45 employees created severe payroll tax calculation overhead. CFO AI automated our monthly PPh 21 TER brackets and eliminated 3 days of manual calculation every month."
Boutique Hospitality Operator
"Managing hospitality cash flow across multiple corporate accounts used to mean blind spots. Pulse unified all liquidity in real-time, allowing our management to forecast seasonal villa expansion runway with total confidence."
Trading & Distribution PT PMA
"Multi-currency supplier invoices and PPN 11% input/output reconciliation used to delay month-end closing by 10 days. With CFO AI, our closing cycle takes 48 hours."
Everything You Need to Know
Clear answers about trial periods, bank compatibility, tax compliance, and data security.
How does the 7-day free trial work?
You get full, unrestricted access to your chosen plan for 168 hours (7 days). No credit card is required to register. You can upload documents, import bank statements, and run tax calculations immediately. If you decide not to subscribe, your data remains safely exportable.
Which bank statement formats are supported for reconciliation?
CFO AI supports standard corporate statement exports from major Indonesian banks including Bank Central Asia (BCA Giro CSV and KlikBCA Bisnis), Bank Mandiri (MCM CSV), Bank Permata (e-Statement PDF/CSV), Bank Rakyat Indonesia (BRI), as well as international CSV/MT940 formats with auto-delimiter detection.
Does CFO AI replace our registered Indonesian Konsultan Pajak?
No. CFO AI is an operational financial operating system, not a licensed tax consulting firm. It does not file official SPT tax returns on your behalf or provide formal legal audit opinions. Instead, it provides your in-house team and external Konsultan Pajak with structured, pre-balanced tax schedules and complete audit packages.
How is customer financial data protected under Indonesian Law?
All data is encrypted in transit using TLS 1.3 and at rest with AES-256. We maintain strict compliance with Indonesia's Personal Data Protection Law (UU PDP / Law No. 27/2022). Each company's data resides in isolated database schemas. We enforce a strict zero-data-sharing policy: customer ledger data is never sold, shared, or used to train public AI models.
Is CFO AI ready for the PMK 81/2024 CoreTax transition?
Yes. Our statutory compliance engine incorporates the new CoreTax data taxonomy mandated by the Directorate General of Taxes (DGT). Exported readiness packages include structured schemas matching the upcoming CoreTax filing format.
Authoritative Indonesian Tax & Finance Guides
PT PMA Tax Obligations in Indonesia: Complete 2026 Director's Compliance Guide
A definitive guide for foreign directors and finance leaders navigating Indonesian corporate income tax, withholding rules, PPN 11%, CoreTax transition, and quarterly LKPM filings.
PPh 21 TER Withholding Tax Under PP 58/2023: Formulas, Monthly Brackets & Payroll Reconciliation
A practical guide to implementing Indonesia's Effective Average Tax Rate (TER) mechanism for monthly employee payroll, bonus adjustments, and December year-end reconciliations.
CoreTax PMK 81/2024 Transition: Preparing Bank Feeds, e-Bupot & General Ledgers
How Indonesian businesses must adapt their ERPs, bank statement reconciliation, and invoice matching ahead of the mandatory CoreTax system rollout under PMK 81/2024.
Ready to take command of your business finances?
Streamline cash visibility, automated bank reconciliation, and tax readiness with CFO AI.